Electrical Emergency and Breakdown Cover*

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These online prices include a 15% discount

Electrical Emergency Insurance

£50.99 per year for Electrical peace of mind
call HomeServe free on 0800 408 9229

If you came home to find your electricity wasn’t working would you have someone reliable to turn to?

When your electricity fails it can be more than an inconvenience. No light, no fridge and often no way to cook dinner.

Your gas central heating may not work either and you’ll certainly have no TV to watch. If your neighbours still have power, the chances are that the problem is in your home.

Did you realise that if you are a homeowner, you are responsible for the electrical wiring from the electricity company’s supply meter, ensuring its safety throughout your home and dealing with any repairs?

Affordable Cover

You can benefit from Electrical Emergency and Breakdown Cover for only £50.99 a year.

If you suffer a problem with your fuse box, the fixed wiring or maybe a broken plug socket or light switch, you’ll get breakdown assistance 24 hours a day, 365 days a year from approved, local electricians and the bill will be settled for you within the generous claim limits.

Help is not always easy to find

If the worst did happen you would need help fast. But would you be able to find an electrician you could trust? Would they come out at night or at the weekend? How long would they take to arrive? You may have seen the television programme ‘Rogue Traders ’, which highlighted the potential cost of picking unreliable tradesmen at random from the local telephone directory. How much would they charge and how would you know that they had done a competent repair?

Repairs can be expensive

It may surprise you to know that the typical price (including call-out, parts, labour costs and VAT) that an approved electrician would charge a non-customer for replacing burnt out wiring to a light point, or wiring damaged by a nail during DIY, could be £176.

Replacing a fuse box could cost as much as £300 and even the simple replacement of a damaged socket could cost £71. An unknown electrician could take advantage of the situation and charge even more.

The costs quoted are the standard prices charged by HomeServe electricians to non HomeServe customers

Your home insurance may not cover you

Your home insurance is unlikely to cover the cost of electrical repairs, only damage (such as fire) that results from a breakdown.

(Source - Forty 2 Research,May 2001)

Some may offer a ‘helpline’ but you will still have to pay the bill. In the unlikely event that your home insurance does provide the same cover, you will receive a full refund.

Apply today

Think how much less worry you’ll have knowing that an electrical breakdown won’t leave you in the dark for long and you’ll have a guaranteed repair from an approved electrician – with all the costs paid, up to £1,000 per claim. No money changes hands – you simply sign to say you’re satisfied.

Electrical Emergency and Breakdown Cover

For only £50.99 per year you can enjoy all these benefits:

Cover up to £1,000 per claim. This covers call-out, parts, labour and VAT in the event of a breakdown or emergency, for example a damaged fuse box, light switch or power socket.

Up to £200 towards hotel accommodation if your home is left uninhabitable for more than 48 hours

Guaranteed 2 hour response in an electrical wiring emergency – or you can ask for your money back

Tidy up promise – qualified electricians will ensure their work area is left clean and tidy

Emergency Hotline open 24 hours a day,365 days a year

Approved electricians offering fast, professional assistance

Lifetime Guarantee on permanent repairs for as long as you remain an electrical emergency and breakdown customer

No bills or claim forms to worry about – simply sign to say you are satisfied, within the cover limits.

*provided by Homserve Membership Ltd

SEO use only: plumbing insurance, gas boiler insurance, water supply pipe insurance, gas supply insurance, central heating insurance, electrical emergency